Items Needed/Credit App.

 ITEMS NEEDED FOR A CREDIT APPLICATION

Employment

*   Address for two full years

*   Gross monthly income

*   Past two years' tax returns and W-2's

*   Proof of retirement, disability, or social security

*   Proof of income from rentals, investments, etc.

*   Proof of child support or alimony paid/received

*   Year-to-date pay stub

*   If self-employed:

     *  Two years 1040 Tax Returns

     *   Current year profit and loss statement

Creditors

*   Each creditor's name, addresses and type of account

*   Account numbers

*   Monthly payments and approximate balances

*   Amounts of childcare expenses

Banking

*   Names and addresses of saving institutions

*   Account numbers for all accounts

*   Type of accounts and present balances

Miscellaneous

List of assets in stocks, bonds and property.

Life insurance cash value (documented if used as cash down payment).

If applicant is selling a home, a copy of sales contracts.

Social Security numbers for all parties.

Veterans - Certificate of Eligibility and DD-214.

Cash or check to pay for application fee.

REALTORS

Copy of sales agreement.

Copy of listing on property.

Instructions on how appraiser is to gain entrance.